In response to ongoing rental affordability challenges, the Canada Revenue Agency (CRA) has confirmed a $500 One-Time Canada Housing Benefit for 2025.
This lump-sum payment provides financial relief for low-income tenants across the country who are burdened by rising rent costs.
This federal initiative, administered with support from provincial governments, is designed to offer immediate support to renters who spend a substantial portion of their income on housing.
Unlike monthly subsidies, this payment serves as a short-term safety net while long-term affordable housing strategies are still evolving.
Eligibility Criteria for the $500 Housing Benefit
To ensure the benefit targets Canadians most in need, strict eligibility rules apply. These rules are based on 2024 tax filings, income, and rental burden.
Eligibility Requirements
| Criteria | Details |
|---|---|
| Age | Must be at least 15 years old by Dec 1, 2024 |
| Residency | Must be a Canadian resident for tax purposes |
| Income (Individuals) | Less than $35,000 in 2024 |
| Income (Families) | Combined less than $55,000 in 2024 |
| Rent Paid in 2024 | At least 30% of income spent on rent |
| Tax Return | 2024 tax return must be filed |
CRA verifies this data using your filed income tax and rent records. No manual income proof is required if your 2024 tax return reflects eligible information.
Provincial Rollout Status in 2025
While the payment is federally funded, provinces manage the application rollout to ensure localized access. Some provinces have already opened applications, while others are preparing to launch in the coming weeks.
Rollout Table
| Province/Territory | Status | Application Portal |
|---|---|---|
| Ontario | Open | Ontario.ca/housingbenefit2025 |
| British Columbia | Open | Gov.bc.ca/housing-support |
| Alberta | Launching Soon | Expected August 2025 |
| Quebec | Open | quebec.ca/benefit-aid-2025 |
| Manitoba | Open | manitoba.ca/renthelp2025 |
| Others (e.g., PEI, NL) | Rolling Out | Check regional housing authority websites |
To stay informed, check your local housing benefit website or log into your CRA My Account regularly.
How This Benefit Supports Broader Housing Goals
The $500 one-time benefit is part of Canada’s broader affordable housing action plan. It provides immediate rental relief while federal and provincial governments continue to:
- Expand affordable housing supply
- Fund rent supplements
- Improve access to emergency shelters
This payment is especially helpful for:
- Tenants waiting for long-term support
- Workers between jobs
- Families facing income disruptions
Application Process and Payment Timeline
Applications are currently open as of July 2025. Eligible individuals should apply via:
- CRA My Account portal
- Provincial housing websites listed above
Once your application is approved, payments are issued via direct deposit within 2–4 weeks. Paper cheque delivery may take longer.
To avoid delays:
- Ensure your CRA direct deposit info is updated
- Submit your 2024 income tax return
- Keep your 2024 rent receipts handy
Late applications may be reviewed until November 30, 2025.
The $500 Canada Housing Benefit 2025 delivers timely relief to renters navigating high housing costs. While not a permanent fix, it helps low-income Canadians remain housed while structural reforms continue.
With eligibility based on tax returns and provincial coordination underway, this one-time payment is a critical step toward economic stability for struggling tenants.
FAQs
Do I need to reapply if I got this benefit before?
Yes, you must meet the updated 2025 eligibility criteria and file your 2024 tax return to qualify.
Will receiving this benefit affect my other income-tested programs?
No. This one-time payment is non-taxable and does not impact other CRA or provincial benefits.
Can I apply if I haven’t filed my 2024 taxes yet?
No. You must file your 2024 tax return before applying. Without it, the CRA cannot verify your eligibility.