Canadian residents relying on government support can look forward to the next $179 GST/HST credit installment in July 2025, as confirmed by the Canada Revenue Agency (CRA).
This non-taxable, quarterly benefit is aimed at reducing the tax burden for low- and modest-income households.
With inflation still affecting everyday expenses, the Goods and Services Tax / Harmonized Sales Tax (GST/HST) Credit remains a valuable source of relief for millions of Canadians.
Here’s everything you need to know about who qualifies, when payments will be issued, and how much you may receive.
What Is the $179 GST/HST Credit for July 2025?
The GST/HST Credit is a tax-free quarterly payment designed to assist Canadians with lower incomes offset part of the taxes they pay on goods and services. The July 2025 installment represents the third payment in the current benefit year.
The $179 figure refers to the maximum payment for an eligible individual. The total credit you receive depends on your marital status, number of dependent children, and your net family income reported in your 2024 tax return.
Filing your tax return on time is essential even if you had no income, as the CRA uses this information to assess your eligibility.
Eligibility Criteria for the July 2025 GST/HST Payment
To receive the July 2025 GST/HST credit, you must meet the following conditions:
- Be a Canadian resident for income tax purposes
- Be 19 years or older, or:
- Have (or had) a spouse or common-law partner, or
- Be (or have been) a parent living with your child
- Have filed your 2024 income tax return
- Have a net family income within the CRA’s income thresholds
Even if you earned zero income, you are encouraged to file your return to ensure you are assessed for the benefit.
July 2025 Payment Breakdown
The CRA will issue the GST/HST credit on July 2025. Payment amounts vary depending on family size and income level.
| Recipient Type | Maximum Payment (July 2025) |
|---|---|
| Single Adult | $179 |
| Married/Common-law | $179 per spouse (up to $358) |
| Per Child (Under 19) | Additional amount per child |
Payments are sent via direct deposit or mailed cheque, depending on your preferences set up with the CRA.
What to Do If You Don’t Receive the Payment
If you believe you’re eligible but haven’t received your July GST/HST credit, here are the steps to take:
- Confirm your 2024 tax return was filed and processed.
- Check CRA My Account for benefit notices or messages.
- Update banking and address info via CRA’s online portal.
- If more than two weeks have passed, contact the CRA directly for assistance.
Impact on Low-Income Households
The $179 GST/HST Credit for July 2025 continues to offer meaningful assistance to households coping with financial strain.
As part of a broader strategy that includes the Canada Child Benefit (CCB) and Climate Action Incentive, this credit helps individuals and families cover essential expenses like groceries, utilities, and transportation.
For low-income households, even modest quarterly payments can make a difference in managing daily costs and maintaining financial stability.
The CRA’s confirmation of the $179 GST/HST credit for July 2025 is a timely reminder of the support available to Canadians dealing with rising living costs.
Ensure your 2024 taxes are filed, verify your CRA My Account, and keep your banking info updated to receive this important benefit without delay.
FAQs
Who qualifies for the $179 GST/HST Credit in July 2025?
You must be 19 or older, have filed your 2024 tax return, and meet CRA’s income criteria.
When will the July 2025 GST credit be issued?
Payments will be made on July 2025. Direct deposit recipients usually receive it the same day.
Is the GST/HST credit taxable?
No, the GST/HST credit is tax-free and does not need to be reported as income.