As Canadians continue to rely on government support programs to manage rising living costs, knowing when and how you’ll receive your government benefit cheques is essential.
Whether you’re collecting the Canada Child Benefit (CCB), Canada Pension Plan (CPP), Old Age Security (OAS), GST/HST Credit, or other provincial supports, this guide outlines key payment dates for June and July 2025, and how to ensure your application and banking details are updated for timely deposits.
Quick Overview of Federal and Provincial Benefits
Canada offers several financial support programs, paid either monthly or quarterly, depending on the program. Below is a list of the most common benefit payments:
- Canada Child Benefit (CCB)
- Canada Pension Plan (CPP)
- Old Age Security (OAS)
- GST/HST Credit
- Canada Carbon Rebate (CCR)
- Ontario Trillium Benefit (OTB)
- Alberta Child and Family Benefit (ACFB)
June and July 2025 Benefit Payment Schedule
| Benefit Type | June 2025 Payment Date | July 2025 Payment Date |
|---|---|---|
| Canada Child Benefit (CCB) | June 17, 2025 | July 20, 2025 |
| CPP / OAS | June 28, 2025 | July 28, 2025 |
| GST/HST Credit | June 4, 2025 | October 4, 2025 (next) |
| Canada Carbon Rebate (CCR) | June 15, 2025 | July 2025 (TBD) |
| Ontario Trillium Benefit | June 10, 2025 | July 9, 2025 |
| Alberta Child Benefit | N/A | July 27, 2025 |
Why These Payments Matter
These payments provide crucial support:
- CCB helps families cover food, childcare, and school expenses.
- CPP/OAS offers income for seniors in retirement.
- GST/HST Credit and Carbon Rebate ease tax and utility burdens for lower-income households.
Timely access to these benefits ensures financial stability, especially for those with fixed or modest incomes.
How to Ensure You Receive Your Benefits on Time
To avoid delays or missed payments, follow these key steps:
1. File Your Taxes
All major federal benefits depend on your annual tax return.
- Deadline: April 30 (or June 15 for self-employed individuals)
2. Register for Direct Deposit
- Sign up via CRA My Account or your bank.
- Ensures faster, secure payment to your account.
3. Update Your Personal Information
- Notify CRA or Service Canada if you’ve:
- Moved homes
- Changed banks
- Had a child
- Changed marital status
4. Monitor CRA My Account
- Get real-time updates
- Confirm payment dates
- Fix any errors or update personal details
Upcoming Program to Watch
New benefits like the $250 Working Canadians Rebate may be launched later in 2025. Regularly check the CRA website for announcements, or sign up for email alerts.
Common Errors That Delay Cheques
- Missing tax filing deadlines
- Outdated bank or address information
- Not checking CRA notices
- Assuming you’re not eligible (Always double-check thresholds)
Whether you’re a parent receiving CCB, a senior collecting CPP and OAS, or a low-income individual benefiting from GST/HST credits, staying informed about payment dates and eligibility is crucial.
With direct deposit, updated CRA info, and regular tax filing, your June and July 2025 payments should arrive without hassle—offering the support you need to manage daily expenses.
FAQs
When are CPP and OAS payments for July 2025?
They will be issued on July 28, 2025 via direct deposit or cheque.
What if I didn’t receive my benefit cheque?
Check your CRA My Account for payment status or contact CRA directly to resolve the issue.
How do I set up direct deposit for CRA payments?
Log in to your CRA My Account, go to the “Payment” section, and update your banking information.