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The Canada Revenue Agency (CRA) has officially confirmed the GST/HST Credit for 2025, providing a maximum annual benefit of $496 to eligible individuals.
This tax-free quarterly payment helps low- and modest-income Canadians offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid throughout the year on everyday goods and services.
With inflation continuing to affect household budgets, this benefit remains a vital financial aid for millions. Here’s what you need to know about eligibility, the payment schedule, and how your GST/HST Credit is calculated in 2025.
What Is the GST/HST Credit and Who Qualifies in 2025?
The GST/HST Credit is a quarterly, non-taxable payment from the federal government designed to help reduce the impact of GST/HST on lower-income Canadians. For 2025, eligibility is based on 2024 income tax returns.
To qualify, you must:
- Be a Canadian resident for income tax purposes
- Be at least 19 years old
- Have filed a 2024 income tax return
- Meet income thresholds based on family status and dependents
The CRA automatically assesses your eligibility once your tax return is filed—no separate application is required.
GST/HST Credit 2025: CRA Payment Schedule
The CRA issues GST/HST Credit payments quarterly, with the total annual amount capped at $496 for single individuals. Payments are divided equally across the year.
| Quarter | Payment Date | Maximum Amount (Per Individual) |
|---|---|---|
| Q1 | January 3, 2025 | Up to $124 |
| Q2 | April 4, 2025 | Up to $124 |
| Q3 | July 4, 2025 | Up to $124 |
| Q4 | October 3, 2025 | Up to $124 |
Payments are made via direct deposit or cheque, depending on your selected method with CRA.
How the CRA Calculates Your GST/HST Credit in 2025
The GST/HST Credit amount is calculated based on the following:
- Net family income from the 2024 tax year
- Marital status
- Number of children under age 19
For example:
- A single adult earning less than $39,826 could qualify for the full $496.
- A married couple with two children may receive a higher combined credit based on their total family income.
To ensure accurate and uninterrupted payments, you must keep your personal and marital status information up to date with CRA.
The GST/HST Credit Canada 2025 continues to be a key financial relief tool for many Canadians struggling with rising costs. While the maximum $496 payment may not cover all expenses, it provides quarterly relief that adds up across the year.
By filing your taxes on time and keeping your CRA information current, you ensure your eligibility and timely payment.
As inflation and cost-of-living pressures persist, benefits like this help cushion the blow—especially for single-income households and families. Stay informed, stay eligible, and make the most of your government credits in 2025.
FAQs
How do I apply for the GST/HST Credit in 2025?
You don’t need to apply separately. Simply file your 2024 income tax return, and the CRA will determine if you’re eligible.
When is the next GST/HST Credit payment in 2025?
The next payment is scheduled for July 4, 2025, as part of the third quarter payout.
Can my GST/HST Credit amount change during the year?
No. The CRA calculates your credit based on your 2024 income. Any income changes in 2025 will affect the next year’s benefit, not mid-year payments.