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Families across Canada are set to receive increased financial support as part of the Canada Child Benefit (CCB) 2025 program. The Canada Revenue Agency (CRA) has officially confirmed that the maximum monthly payment for children under 6 is now $619, effective July 2025.
This benefit continues to provide essential support for low- and middle-income families, helping them manage the rising cost of raising children.
As living expenses and inflation continue to grow, the updated Child Benefit 2025 ensures parents receive more consistent and targeted assistance.
What’s New in the CCB July 2025 Payment?
For July 2025, the updated Canada Child Benefit (CCB) reflects adjustments made to account for inflation and revised income thresholds. The maximum monthly amounts are now:
- $619 for each child under 6 years old
- $522 for each child aged 6 to 17
The CCB is a tax-free benefit and is calculated based on a family’s net income from 2024. To receive payments without interruption, families must ensure they have filed their 2024 income tax return.
Child Benefit 2025 Monthly Payment Schedule
The CRA has released the official 2025 payment schedule, giving families the ability to plan ahead for their monthly expenses. Payments are issued around the 20th of each month, though direct deposit timing may vary slightly by bank.
| Month | CCB Payment Date |
|---|---|
| July 2025 | July 19, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
| October 2025 | October 18, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 19, 2025 |
Families should check their CRA My Account to confirm deposit dates and amounts each month.
Who Qualifies for the Canada Child Benefit in 2025?
To be eligible for the Child Benefit 2025, applicants must meet the following requirements:
- Be living with the child and act as their primary caregiver
- Be a resident of Canada for tax purposes
- File an annual income tax return
- Meet the income thresholds for the benefit
Families with a net income below $34,863 may receive the full benefit, while higher incomes receive a reduced amount based on CRA’s tiered reduction formula.
How the CRA Calculates Your CCB in 2025
The CCB amount is based on the following factors:
- Number of children and their ages
- Adjusted Family Net Income (AFNI) from 2024
- Benefit phase-out rates applied to households with incomes above the base threshold
For instance, a family with two children under 6 and a net income of $32,000 could receive $1,238 per month. As income increases, the benefit amount is reduced at a set rate, which is adjusted annually by the CRA.
The Canada Child Benefit 2025 remains a critical financial lifeline for families.
With the monthly benefit raised to $619 for young children and a clear payout schedule, parents can plan better and meet essential needs like food, clothing, and school supplies. To maximize benefits, families should:
- File their taxes on time
- Keep CRA information up to date
- Regularly check CRA My Account for updates
As the cost of living continues to rise, the enhanced CCB ensures Canadian families are supported when it matters most.
FAQs
What is the maximum monthly CCB payment for July 2025?
The maximum is $619 per child under 6 and $522 per child aged 6 to 17, based on income eligibility.
When will the CRA issue the next CCB payment?
The next Canada Child Benefit payment will be issued on July 19, 2025 via direct deposit or cheque.
How do I check my CCB status online?
Log into your CRA My Account and check under “Benefits and Credits” to view your CCB payment schedule and amount.